If you have NO credit
Just starting out? Haven't established your credit record? No problem! With the GenieCard,
first timers are just as welcome as old hands. You can have the convenience of
a traditional ATM card, with full access to your money all day, every day, AND
the ease of a VISA Card, usable everywhere VISA is accepted.
If you have BAD credit
Black marks on your record won't
stop you from getting a Genie Visa Debit Card, because there are NO credit checks.
Everything you do with your GenieCard is pre-paid, so there's no worry about
credit limits, late fees or any of the other irritations of managing debt.
Instead, you get the freedom of plastic, without the worry.
If you have good credit
Are you in the upper regions of
credit scores? More credit may NOT be what you need - just more convenience.
And that's what you get with a GenieCard. A GenieCard is a great way to
separate those special purpose finances that don't belong on your personal
credit card, or even on your regular company cards.
If you have NO job
What do you do when you're looking
for work, and you need a way to handle your money? Stick cash under your
pillow? Certainly not! You keep it in a GenieCard
account, so that you have full-time convenience with full-time safety. NOW
you're ready to go with a place for direct payroll deposit when you get that
job offer you're waiting for.
If you have more than one job
A GenieCard lets you avoid the
worries of juggling multiple paychecks and multiple paydays. Just use direct
payroll deposit from any or all of your jobs, and you're ready to go.
No paychecks to lose, no frantic runs to the bank.
If you travel on your job
Ever been on the road on payday, and wondered if your check made it to the bank?
Not with a GenieCard! With a GenieCard account, you know that direct-deposit
happens on time, every time. And you also know that every dollar you need is
accessible right away, no matter where you are.
If you are retired from your job
Congratulations! You've made it through the working world and come out the other end.
Now it's time to relax a bit, and a GenieCard with the VISA Logo is the perfect tool.
Whether it's your dream to travel the highways and by ways seeing the world, or to
kick back and fish that little lake hidden in the hills, a GenieCard will make sure
you're money is safe AND accessible when and where you need it.
If you have children
away at school
"Mom, Dad? I need money for[books, clothes, library fees, groceries, etc.]!"
You name it and students need it. And YOU are going to pay for it. But why pay so much
to pay so much? A GenieCard can save you boatloads of cash over traditional wire
services when you send money to your child away at school.
And you can give your student
the convenience of VISA without the risk that they'll buy out the electronics
store on an impulse and YOUR credit.
If you have family members abroad
It may seem quaint or old
fashioned to some, but millions of people still send money home to family and
friends abroad. And all too often they pay outlandish fees for the privilege.
Not with a GenieCard! A GenieCard lets you send money to your family for a
fraction of what "international transfer" services charge.
If your shopping is local
Just going down to the corner
store? Odds are, the corner store now takes VISA, so be prepared with a GenieCard.
No hassles with writing checks and no danger with flashing more cash than you
meant to - just a quick, magic pass with your GenieCard.
If you shop internationally
Shopping on the Internet lets you
buy things from any place you want - from Austria to Zimbabwe and everywhere
in between. But cash doesn't fit through that modem very well. Use a Genie Visa
Card! You get the global reach you want, with the security you need.
If you pay cash
Paying cash is fine - cash makes no enemies. But CARRYING cash can make "friends
" you don't want. So use a Genie Card instead. We'll carry the cash for you and
you can pull out just what you need, when you need it, atany ATM.
If you want to charge your purchase
With a Genie Visa Card, you have all the power of a charge card without the downside
of mounting bills. Merchants the world over will take your GenieCard, in person,
by phone or over the Internet, so there's no limit to what you can buy. But the
GenieCard is pre-paid, so there's no fear of piling up debt that will come back
to haunt you.
