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15 Reasons Why You Need a GenieCard for Financial Services

If you do NOT have a bank account

The GenieCard gives you the features you need most from a bank account, with none of the hassles. A GenieCard account is perfect for someone just starting out, because you get the ease of ATM access and purchasing power, right from day one.

If you have a bank account

If you already have a bank account, what could you possibly need with ANOTHER account like a GenieCard? Two words - "limited risk". We all know how clever scamsters and crooks are these days - especially in the area of electronic banking. Fine - just use a GenieCard as your low risk account by limiting the funds in your GenieCard account, you've completely limited your risk.

If you have NO credit

Just starting out? Haven't established your credit record? No problem! With the GenieCard, first timers are just as welcome as old hands. You can have the convenience of a traditional ATM card, with full access to your money all day, every day.


If you have BAD credit

Black marks on your record won't stop you from getting a GenieCard, because there ARE no credit checks. Everything you do with your GenieCard is pre-paid, so there's no worry about credit limits, late fees or any of the other irritations of managing debt. Instead, you get the freedom of plastic at any ATM or where ATM cards are accepted, without the worry.

If you have good credit

Are you in the upper regions of credit scores? More credit may NOT be what you need - just more convenience. And that's what you get with a GenieCard. A GenieCard is a great way to separate those special purpose finances that don't belong on your personal credit card, or even on your regular company cards.

If you have NO job

What do you do when you're looking for work, and you need a way to handle your money? Stick cash under your pillow? Certainly not! You keep it in a GenieCard account, so that you have full-time convenience with full-time safety. AND you're ready to go with a place for direct payroll deposit when you get that job offer you're waiting for.

If you have more then one job

A GenieCard lets you avoid the worries of juggling multiple paychecks and multiple paydays. Just use direct payroll deposit from any or all of your jobs, and you're ready to go. No paychecks to lose, no frantic runs to the bank.


If you travel on your job

Ever been on the road on payday, and wondered if your check made it to the bank? Not with a GenieCard! With a GenieCard account, you know that direct-deposit happens on time, every time. And you also know that every dollar you need is accessible right away, no matter where you are.

If you are retired from your job

Congratulations! You've made it through the working world and come out the other end. Now it's time to relax a bit, and a GenieCard is the perfect tool. Whether it's your dream to travel the highways and byways seeing the world, or to kick back and fish that little lake hidden in the hills, a GenieCard will make sure you're money is safe AND accessible when and where you need it.

If you have children away at school

"Mom, Dad? I need money for [books, clothes, library fees, groceries, etc.]!" You name it and students need it. And YOU are going to pay for it. But why pay so much to pay so much? A GenieCard can save you boatloads of cash over traditional wire services when you send money to your child away at school.

If you have family members abroad

It may seem quaint or old fashioned to some, but millions of people still send money home to family and friends abroad. And all too often they pay outlandish fees for the privilege. Not with a GenieCard! A GenieCard lets you send money to your folks for a fraction of what "international transfer" services charge.

If your shopping is local

Just going down to the corner store? Odds are, the corner store now takes ATM cards, so be prepared with a GenieCard. No hassles with writing checks and no danger with flashing more cash than you meant to - just a quick, magic pass with your GenieCard.

If you shop internationally

Shopping when you travel? The GenieCard gives you access to your money at any ATM from any place you want - from Austria to Zimbabwe and everywhere in between. Use a GenieCard! You get the global access you want, with the security you need.

If you pay cash

Paying cash is fine - cash makes no enemies. But CARRYING cash can make "friends" you don't want. So use a GenieCard instead. We'll carry the cash for you and you can pull out just what you need when you need it at any ATM.

If you want to charge your purchase

With a GenieCard, you have all the power of a charge card without the downside of mounting bills. Merchants the world over will take your GenieCard, so there's no limit to what you can buy. But the GenieCard is pre-paid, so there's no fear of piling up debt that will come back to haunt you.

The GenieCard works at any ATM with the following logos.


Activate your Virtual Merchant Account and receive your Genie ATM Card

See the 13 Most Frequently Asked Questions about the Virtual Merchant

See the 15 Reasons Why You Need a GenieCard for Calling Services


The GenieCard is issued by MetaBank. Use of the card is governed by the terms in your Cardholder Agreement. GenieCard Cardholders Agreement

Updated 11/14/2006

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